Our mission is to democratise financial planning services by providing access to unbiased
investment advise. We believe that the lack of professional and conflict-free advise acts as the single
most important constraint in the ability of investors to plan and invest. This manifests not only in the
poor penetration of financial products in India, but also the ability of investors to achieve their financial
goals. There is no reason why financial planning and investing should be the privilege of only a few.
Who we are
We are advisers, not distributors
We earn 0% commission or paybacks from financial product companies thus ensuring that our advise is
free from conflict of interest and always keeps YOUR interests as paramount. Frankly, we do not care
two hoots about the carrots that are dangled in front of us by sellers of different financial products.
Fiduciary responsibility
All our advise is provided through a SEBI Registered Investment Adviser. Financial planning is a
regulated activity and we take this very seriously.
We are uncomplicated
We believe in simplifying investing. We are allergic to complicated investment products that embed
high cost and hide risks.
We are full-service
We provide full transactional capabilities to ensure that your plan does not remain only
on paper.
Financial planning is not a one-time activity
Financial planning is not a one-time activity but a process. We recognize this feature of financial
planning and accordingly our model incorporates a continuous approach to financial planning.
Ravi Saraogi, CFA
SEBI Registered Investment Adviser
Ravi is a strong advocate of financial inclusion and believes that personalized financial services should be accessible to all. He previously headed the fundraising and product-design verticals at Northern Arc Investments (formerly known as IFMR Investments). Prior to Northern Arc, he worked at the institutional equities research desk for IIFL Capital and JP Morgan. He has also worked with HSBC in their business intelligence team. Ravi was recognized as one of the “40 under 40” outstanding professionals in the Indian Alternative Investment industry by the Indian Association of Alternative Investment Funds (IAAIF). He is a consultant for the Social Impact Investments team at the United Nations Development Programme (UNDP) and a member of the Continuing Professional Development (CPD) committee at the CFA Society India.
Somya Sethuraman
Somya has worked for over a decade on the planning and provision of basic necessities to unserved communities. She believes that a lack of access to finance is a major barrier to a better quality of life. Her role in Samasthiti is to ensure that the platform strives to provide accessible and inclusive financial planning solutions. Somya has worked for several development and consulting organisations like the Oxford Policy Management, World Bank, IFMR, Centre for Policy and Technology at IIT-Madras and the Indian Institute for Human Settlements (IIHS). She was previously appointed as the Sanitation Specialist by the Commissionerate of Municipal Administration (CMA), Government of Tamil Nadu.
Somya Sethuraman
Somya has worked for over a decade on the planning and provision of basic necessities to unserved communities. She believes that a lack of access to finance is a major barrier to a better quality of life. Her role in Samasthiti is to ensure that the platform strives to provide accessible and inclusive financial planning solutions. She has worked for several development and consulting organisations, like the Oxford Policy Management, World Bank, IFMR, Centre for Policy and Technology at IIT-Madras and the Indian Institute for Human Settlements (IIHS). She was previously appointed as the Sanitation Specialist by the Commissionerate of Municipal Administration (CMA), Government of Tamil Nadu.
Abhishek R
Associate
Abhishek completed his B.Com. in Accounting and Finance from Ramakrishna Mission Vivekananda College, Chennai. With a strong interest in personal finance and financial modelling, he brings analytical depth and client-focused dedication to his role. Abhishek is also pursuing the CFA charter. When he isn’t working on finance, he’s busy decoding song lyrics—listening to music is his preferred way to unwind and recharge.
Arjun Nair
Associate
Arjun holds a degree in International Finance from Jain University, Bangalore. He began his career as an intern at Marmore MENA Intelligence, where he worked on competition analysis, risk and compliance. At Samasthiti, Arjun plays a key role in financial planning and communications. Outside of work, Arjun enjoys reading books across his favourite genres. For him, a plot twist is the perfect way to relax after a day filled with financial strategies.
Divya Nagaraj
Associate
Divya has a strong background in Mathematics and holds an MBA in Finance & Marketing from SRM Easwari, Chennai. She has also trained in financial modelling, sharpening her analytical and problem-solving skills. Previously, she worked as a Finance Associate at Agilisium Consulting, where she gained experience in financial reporting, forecasting, and strategic analysis. At Samasthiti, Divya looks after the finance and the compliance functions. Divya is currently pursuing the CFA program. Beyond numbers, Divya enjoys painting—her own way of adding colour and creativity to life outside of spreadsheets and charts.
Mahipal Kumar
Associate
Mahipal is a finance professional with a strong academic background, holding a B.Com. in Accounting and Finance. He has completed two Executive Diploma programs from LIBA—one in Investment Analysis and Portfolio Management and another in Financial Management. Additionally, he has trained in financial modelling, strengthening his technical expertise.
At Samasthiti, Mahipal takes a keen interest in financial planning and reporting. Outside of work, Mahipal enjoys playing badminton—a sport that helps him stay sharp, active, and focused both on and off the court.
Suriya N
Associate
Suriya completed his B.Com. at Alpha Arts and Science College, Chennai, followed by a Post Graduate Diploma in Computer Applications. He started his career at Kumar & Co., Chartered Accountants, where he gained hands-on experience in tax preparation, audits, bookkeeping, reconciliations and client advisory. At Samasthiti, Suriya focuses on financial planning and reporting. Suriya has also cleared CFA Level 1, marking a key milestone in his career. Beyond work, Suriya is an adventure travel enthusiast, always eager to explore new places.
Varsha Raveendran
Associate
Varsha is passionate about financial planning and investment advisory, with a strong belief that everyone deserves a clear path to their financial goals. She completed her B.Com. (Hons.) from M.O.P. Vaishnav College, Chennai. In her previous role at a startup, she managed accounts, prepared reports, and contributed to financial planning—experiences that built her problem-solving mindset and practical skills. Outside of work, Varsha enjoys journalling, a practice that helps her reflect, reset, and stay creative both professionally and personally.
