by Ravi Saraogi | Sep 5, 2025 | Finance
A frequent source of confusion in retirement research is the interpretation of the safe withdrawal rate (SWR). Many assume that an SWR (say 3% or 4%) represents the proportion of the portfolio withdrawn each year of retirement. This is not the case. The SWR refers to...
by Ravi Saraogi | Sep 2, 2025 | Finance
Equity AllocationRetirement Period20 years30 years40 years50 years60...
by Ravi Saraogi | Aug 18, 2025 | Finance
In an earlier write up titled “Why More Equity Won’t Save You from Low Withdrawal Rates”, we explored why high equity allocation in a retirement portfolio does not lead to high withdrawal rates. In the feedback that we received, it was clear that readers find this...
by Ravi Saraogi | Aug 14, 2025 | Finance
(A condensed version of this post was published in Mint on 13th July 2025 and can be accessed here...
by Ravi Saraogi | Jun 10, 2025 | Finance
(A condensed version of the below article was published in Mint on June 9, 2025, and can be accessed from the link below.)...
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