by Ravi Saraogi | Mar 27, 2026 | Finance
This post is based on our research study titled “Boosting Retirement Income through Dynamic Withdrawals” which can be accessed here. The most common withdrawal style from a retirement portfolio is to withdraw a fixed amount and increase that amount...
by Ravi Saraogi | Mar 18, 2026 | Finance
This article is based on our research titled “Boosting Retirement Income through Dynamic Withdrawals” and can be accessed here You’ve saved diligently for decades and built a retirement corpus. Now comes the important question – how do you...
by Ravi Saraogi | Jan 30, 2026 | Finance
(A condensed version of this post was published in Economics Time Wealth on 27th Oct 2025 and can be accessed here ) When the Pension Fund Regulatory and Development Authority (PFRDA) released its consultation paper on enhancing the National Pension System (NPS), it...
by Ravi Saraogi | Jan 28, 2026 | Finance
(A condensed version of this post was published in Economics Time Wealth on 29th Dec 2025 and can be accessed here ) It’s not easy to suggest a 3.5% withdrawal rate to a retiree. Particularly when equity markets have historically delivered double digits...
by Ravi Saraogi | Jan 22, 2026 | Finance
(A condensed version of this post was published in Mint on 20th Jan 2026 and can be accessed here ) How much can you safely spend from your retirement corpus? In 2022, I tried to answer this by building a retirement simulator based on Indian market data and...
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